# Business plan and model: blank review checklist

VertexLineup Studio working specimen. This is a reusable preparation checklist, not financial, accounting or legal advice. Replace sample inputs with the actual business's approved records and assumptions.

## Brief

- [ ] Record the business, owner and decision-maker.
- [ ] Record the intended reader and decision.
- [ ] Obtain the actual lender or application requirements.
- [ ] Agree the output, price, dates, review allowance and exclusions.
- [ ] Define the permitted source data and processing boundary.

## Evidence register

- [ ] List source documents and their dates.
- [ ] Separate recorded facts, external research and forecast assumptions.
- [ ] Identify missing registration, historical accounts or opening balances.
- [ ] Link each external factual claim to its source.
- [ ] Leave uncertain eligibility or specialist conclusions for the relevant reviewer.

## Written plan

- [ ] Business description matches the supplied records.
- [ ] Market analysis distinguishes listings from verified buyer demand.
- [ ] Competitor comparison uses actual scopes and dated prices.
- [ ] Service scope agrees with the price and delivery budget.
- [ ] Sales assumptions have a qualification rule and measurement plan.
- [ ] Operations state capacity, dependencies and exception handling.
- [ ] Risks have specific triggers and a responsible action.
- [ ] Funding ask reconciles to the use-of-funds and cash schedule.
- [ ] Executive summary is written last and reads accurately on its own.

## Financial model

- [ ] Opening bank balances, receivables, debt and deposits reconcile.
- [ ] Every driver has units, a source or an assumption label.
- [ ] Deposits, earned revenue and receivables are treated separately.
- [ ] Direct costs match delivery for income and payment dates for cash.
- [ ] Recurring accounts roll forward with additions and churn.
- [ ] Tax, owner draws, capital spending and financing have explicit treatment.
- [ ] Available delivery hours exclude reserved sales and administration time.
- [ ] The plan's projections match the model output.

## Downside and release

- [ ] Run lower sales, higher hours and delayed collection cases.
- [ ] Identify the first cash or capacity constraint.
- [ ] Record the action and trigger for each constraint.
- [ ] Check formula errors, broken links and cash reconciliation.
- [ ] Verify the exported files open and remain readable.
- [ ] Provide the assumptions, test record and remaining evidence gaps.
- [ ] Obtain owner review before sending to the intended reader.
- [ ] Obtain qualified accounting, legal or program review where required.

## Review record

- Business:
- Purpose and reader:
- Source-record date:
- Outstanding evidence:
- Model version:
- Reviewer:
- Release date:

Source basis: the studio's ten-section `VL-BUSINESS-PLAN.md`, seven-tab model notes in `VL-MODEL-NOTES.md` and its stated evidence and review process. This blank checklist contains no client record or outcome.